Thursday, January 1, 2015

My Ideal Wallet - Q1 2015

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Credit Sesame

These are the Credit and Debit cards that will either be in my wallet from January 1st until the end of March 2015

Make sure to sign up for Credit Sesame and/or Credit Karma to monitor any changes in your credit history for free (I have both).

  • Citi Dividend - 5% cashback on Macy's and other Home Furnishing stores.
    • Up to $6,000 of purchases a year instead of $1,500 a quarter (up to $300 cashback for the year).
    • Unfortunately, unlike last year, pharmacies are not a category at any point.  I likely won't use this card much until July when Airlines are one of the categories.

  • Chase Ink Classic (Business Card) - 5% cashback at Office Supply Stores, Cable, Phone (Landline or cell) and Internet bills.
    • 20,000 Ultimate Rewards for spending $3,000 in 3 months.
    • No annual Fee