Sunday, November 23, 2014

Discover It Quarter 4 - Online Gift Cards Not Automatically Qualifying for 5% Cashback

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Discover it, Raise

Discover It has rotating quarterly categories where you can earn 5% cashback on different purchases.

Quarter 4, which is from now until the end of the year includes online shopping.  Last year, I used this category to buy Discounted Gift Cards from places like Raise and Junkcard.  I assumed the same would be for this year, I was wrong.

I made a purchase on Junkcard and didn't get my 5% cashback.  Normally, this means I need to message Discover to make a manual adjustment.  I did that and got back this response.  Bolds are my own.

Hello Oren, Thank you for your email regarding the current 5% Cashback Bonus Program.* I understand you would like to know why you did not earn 5% Cashback Bonus on a specific purchase, and I am happy to help you with this today.After reviewing your account, I see the purchase made with Junkcard LLC did not qualify as an online transaction because it is not listed in this specific category. JunkCard LLC is considered a service provider since no merchandise is sold. However, you will still receive the standard Cashback Bonus for this purchase.**I appreciate you taking the time to contact us today and hope this explanation was helpful. Thank you for choosing to use Discover!Best Regards,

I don't have first hand knowledge of this, but I have to assume that anything purchased from Gift Card Mall or from American Express is going to be treated the same way.