Monday, August 12, 2013

7-11 Vanilla Reload Fail!

Disclaimer - The Discover offers are no longer valid.

Recently, I posted that Chase considers 7-11 a gas station and American Express considers 7-11 a supermarket, which is great to know for using the right credit card.  In addition, 7-11 became another merchant that was selling Vanilla Reload cards.  It was the perfect store.

In order to maximize 5% categories, I spent $1,500 on Vanilla Reloads on my Chase Freedom and I had spent another $500 on DISCOVER IT™, hoping to spend another $1,000 on my last trip to 7-11.

I brought two Vanilla Reloads to the clerk and asked to pay with credit card.  I swiped my Discover, and "declined."   I assumed it was a fraud alert that declined the card so I tried a different card and "declined."  I tried four different cards (I was trying for sign up bonuses anyway so I needed to spend money) and they were all declined.

I wasn't sure what was going on so I waited until the beginning of August to see if maybe 7-11 was imposing a monthly limit, but I was declined again.

It seems as though Vanilla Reloads can no longer be bought at 7-11 with a credit card.  It was fun while it lasted.

Since I drafted this post, Frequent Miler is also reporting that 7-11 will not accept credit cards for vanilla reloads.

The Silver Lining

I was still able to buy $500 One Vanilla cards at 7-11 and load them at Walmart to my Bluebird so all is not lost.  5% at groceries is still alive, but less convenient.

The pin on One Vanilla cards is the 4 digits you choose at your first purchase.