Saturday, September 29, 2012

Credit Cards for Your Wallet Quarter 4 2012

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Disclaimer - The Discover offers are no longer valid.

These are the Credit and Debit cards that should be in your wallet from October through the end of December.  

American Express Blue Preferred – 6% cash-back at groceries, 3% at gas and 1% everywhere else.  There is a $75 annual fee so it is only for those who spend a lot of money on groceries.

Discover it™- 5% cash-back on online purchases and department stores.
   - 5% cashback is actually more than 5%

Chase Freedom – 5% cash-back on airlines, hotels, Best Buy and Kohls and I use it for 1% cash-back backup everywhere else when American Express is not accepted. You get extra cash-back on up to $1,500 of spending in that category ($75 maximum per quarter) so keep that in mind.
    -$100 sign up bonus for spending $500 in 90 days
    - Save even more with Chase Exclusives (You need a Chase Checking Account)
         - 10% bonus on all cashback and get 10 cents for every purchase, even if the              purchase is one penny - my go to credit card for any purchase less than $10.00

   - This card is always in my wallet, though I have been using it less because there are great credit card sign up offers that I have been spending money with.

   - This card is always in my wallet