Sunday, March 29, 2015

I'm Switching Back from RedBird to Serve - My Local Target RedBird Fail

For all those who are unfamiliar, RedBird is the nickname for the Target REDCard put out by American Express which allows you to put $5,000 worth of credit card spending every month onto the prepaid card for free.  The money can be withdrawn or used to pay the credit card bill.  In the end, you have lost no money and gained 5,000 points.  It's pretty awesome.  That being said, I will now be switching back to Serve from my RedBird.

I want to stress that this is an issue with my local Target stores.  If you have a RedBird, there is no need to panic, unless you live near me.

1 Card, $1,000 a Day

I walked into my local Target (Main street in Hackensack NJ) and asked to load my REDcard.  I was told, "Sure, but I can only let you do 1 card now and only $1,000."  I was surprised, but I find that the best thing to do in these situations is to say OK, load your $1,000 and hope it is a one time issue.  Don't try to fight with them, it's not the cashier's personal policy and you will only bring more scrutiny on yourself.

I came back 3 times in the same week at different times and got the same response.  It seems to be a storewide policy.

Any deal is always subject to managers and clerks allowing it to go through.  This should not affect other Targets.  Though the other Target near me (off route 4) does not allow for credit card loads at all.  

Switching Back to Serve

Unfortunately, this means I will be switching back to Serve (you can't have both accounts) for all the cards I control except one.  It would require 5 different trips per card to maximize the $5,000 in loading instead of 2 trips totals.  That's just too time consuming.

I can still get $20 a month for free with Serve and Fidelity American Express, though I can no longer get SoftServe, which is unfortunate.  I do enjoy that I don't need to get off my bum to do it.

Hopefully, I will be targeted for an extra 1% cashback or 10 cents per transaction from Serve until the end of April.

Thursday, March 26, 2015

Refer Friends and Family for Super Cheap Gas at Shell!

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Fuel Rewards Network

I just went to Shell and saved $1.85 per gallon as my receipt shows.  I paid $5.24 for 15 gallon of gas! That's a pretty amazing price.

How did I do it?  I referred family and friends to Fuel Rewards Network.

If you sign up with my link, you will get $0.25 a gallon off your second purchase of gasoline at Shell with the card.  You first purchase must be 8 gallons or more.

When you refer friends, they will get $0.25 a gallon off and you will get $0.25 a gallon too.

The best part is that the $0.25 for the referral posts to your account even if your referral person never goes to Shell!

You can sign up for multiple accounts in your household (or for anyone else who let you).  It seems that multiple people in the same household can have the same name :)   I signed up family members with my link.  I got free gas and they got free gas.  It is a win for everyone.

All you need is a name, phone number, email address and postal address.  Sign up your whole family and your gas can be super cheap too!

You can also have super cheap gas by buying Visa Gift Cards at Stop & Shop tonight!

Wednesday, March 25, 2015

Chase United Business 50K Miles Sign up Bonus

Chase has upped the sign up bonus for the United Explorer Business card. You will get 50,000 miles for spending $2,000 in the first 3 months, instead of the usual 30,000 miles.  The United personal card is only offering 30,000 miles right now, but you may be able to get a 50,000 mile offer from this link or at the airport.  (HT Mile Nerd for the possible personal 50k offer).

As always with this card, you will get a bonus of 10,000 miles for spending $25,000 in any calendar year.

No annual fee the first year, $95 the second year. 

2 free passes to the United Lounges

What does 50,000 miles get you? A round trip ticket for NY to Tel Aviv is 85,000 miles so you are getting almost 60% of the way there with just one card.   You can also get 2 round trip tickets from New York to Los Angelos.

Tuesday, March 24, 2015

Visa Gift Cards at Stop & Shop and Giant- 2x Fuel Points

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Fuel Rewards Network

Via Doctor of Credit

Stop & Shop and Giant supermarkets are offering 2x fuel points for buying Visa Gift Cards until 3/26/2015.  Normally, Visa Gift Cards do not qualify for any fuel points.

You need to join the loyalty program of Stop & Shop or Giant.

Use the American Express Blue Preferred to get 6% cashback (about $24 after fees for a $500 Visa Gift card) or Chase Freedom to finish off your 5% cashback for this quarter (max of $1,500 in spending for 5% cashback)

Every $100 you spend earns 100 points which is 10 cents a gallon.  $1,000 of spending is $1 off per gallon.  You are earning double points so every $500 Visa Gift Card will you give you $1.00 a gallon off your next purchase of gas at Shell stations near your Stop & Shop.  

$1,000 of Visa Gift Cards will give you $2.00 a gallon off your next purchase of gas at Shell.

Fuel points must be redeemed within 30 days of purchase so only buy what you will use now.

Teaneck, NJ

In my area (Teaneck, NJ), there is a Stop and Shop that is loaded with plenty of $500 Visa Gift Cards and they let you use a credit card.  The maximum savings you can get off one fillup is $2.20 a gallon in my area.  That means you are basically getting a free tank of gas.

You need to hand your Stop & Shop card to the attendant before your gas is pumped to make sure you get the discount.  I have never personally redeemed fuel rewards but according to the Store Locator function, the Shell station on Cedar Lane should allow for redemptions.  That being said, I know that they do not allow for Fuel Rewards Network redemptions so you may have to go to a Shell Station on Route 4 or in Hackensack.

Monday, March 23, 2015

Chase Refer a Friend - Freedom and Sapphire Preferred - 5,000 Points Per Referral

Chase is offering 5,000 Ultimate Rewards points for every referral you make to the Chase Freedom or Sapphire Preferred.  Your referral will get the same offer as is available publicly.

Here is the link - you may be able to refer to one, both or neither.

- Referral must be done by May 31, 2015
- Max of 10 referrals for total of 50,000 bonus points

This is a great way to get valuable extra Chase points.

If you are applying for either of these cards and don't have someone you know who can refer you, please consider emailing me so that I can refer you as a way of saying thank you for the blog.

HT - Doctor of Credit